According to a survey by the National Drug Helpline, Oregon has the worst drug problems. In and around Oregon, substance use disorder (SUD) has been a decades-long issue. And the need for effective rehabilitation programs has never been more crucial. But you might wonder: how much does rehab cost?
Rehabilitation costs depend on several factors, including the location and type of treatment. This blog aims to shed light on the factors that influence rehab costs in Oregon. We will also cover additional considerations for those seeking help for drug addiction.
The Cost of Rehab in Oregon
There are over 260 facilities offering addiction recovery programs across Oregon. And the majority of them are in Portland, Eugene, and Medford. In the state, around 20,300 clients get treated for drug addiction every year.
According to the National Center for Drug Abuse Statistics, the average cost of residential drug rehabilitation is $58,894. This is the sixth most expensive in the US. Meanwhile, the average cost of outpatient drug rehabilitation services is $1,704. This is the 15th cheapest in the country, alongside Oklahoma, Washington, and Illinois.
The length of your treatment plan impacts your overall cost. Oregon treatment centers offer durations of 30, 60, or 90 days and above. The longer your treatment is, the more expensive it will be.
Intensiveness of Treatment Plan
When treating addiction, you may undergo a residential, inpatient, or outpatient treatment plan. A residential program is usually more expensive than an intensive outpatient program.
Type of Facility
State-run facilities are often a more affordable option, but this comes with trade-offs. These include longer wait times and limited treatment programs. Meanwhile, private facilities may provide you with more immediate access to treatment. They also boast a wider array of programs. The downside is that they come at a higher cost.
A rehab facility with better amenities usually charges more. But with a more premium price, you can enjoy enhanced amenities and services. These include specialized therapies and even private accommodations.
Rehab Costs and Insurance
Insurance plans generally cover SUD treatment. They can shoulder a portion of your total cost. Sometimes, they may even cover the entire cost. However, note that the coverage varies depending on factors. These range from your particular needs to your rehab treatment provider.
A 2020 survey shows that 4% of Oregon facilities accept private health insurance. Another 4% accept Medicaid, Medicare, and Indian Health Service/Tribal funding health insurance.
Meanwhile, 8% accommodate state-funded health insurance plans other than Medicaid. Moreover, 9% extend their services to federally-funded military insurance.
Rehab costs with insurance are usually lower. Without insurance, you will incur higher out-of-pocket expenses.
If you lack health insurance in Oregon, you have alternative options. Many facilities can work on a payment plan that makes fees more manageable. Over 94% of facilities in the state accept cash or other self-payment methods. Meanwhile, 70.4% offer sliding scale options based on income. Additionally, over half of facilities can provide low-cost or free treatment.
Does Insurance Cover Rehab?
You might be asking, “Does insurance cover rehab?” Most rehab programs in Oregon accept both in-state and out-of-state insurance plans.
Typically, insurance providers cover medical detoxification, inpatient rehabilitation, and outpatient care. They may also cover dual diagnosis and treating-occurring mental health conditions.
Nonetheless, keep in mind that not all insurance policies provide comprehensive coverage. Some may have limitations on the number of treatment days covered. Others may need pre-authorization for certain services. Certain types of treatment, such as luxury or executive rehab facilities, may also not be covered by insurance.
Here’s the next question. How do you check your insurance benefits for addiction treatment coverage?
There are several ways to check your insurance benefits for addiction treatment coverage. First, you can inquire directly with your insurance provider. Alternatively, you can seek assistance from a rehab facility. They may get details such as your insurance name, ID number, and a copy of your insurance card to streamline the process.
Additional Costs to Consider
When talking about rehab costs in Oregon, you must also consider hidden or additional costs that may not be initially apparent. This will depend on the extent of the treatment plan you need.
For instance, your healthcare provider may prescribe you with certain medications. For these alone, the annual expense can amount to several thousand dollars. To give you an idea, a year-long methadone treatment for heroin users costs around $4,700.
Also, while numerous health insurance plans provide coverage for addiction care, they
frequently have restrictions on the types of services covered. For example, certain plans may not extend coverage to non-medical services like recreational therapy. If you will need to undergo such therapy, then you must consider that as an out-of-pocket cost.
Another extra cost to consider is post-rehab support. While it may increase your overall treatment cost, it’s an investment for your future. Ongoing support services are crucial for maintaining sobriety and navigating daily challenges. They help mitigate relapse risks, saving costs associated with re-entering rehab.
Finding Affordable Addiction Treatment in Oregon
Oregon makes it easy to find cost-effective addiction treatment options near you. They have compiled a Substance Use Disorder Provider Directory to help you locate a suitable provider. You may also get in touch with the Oregon Health Authority Health Systems Division (HSD) at 503-945-5772.
Like other states, Oregon also offers government-funded programs and sliding-scale facilities. All these can help you and others battling SUD find affordable treatment. State and federal agencies offer programs for people who may lack the financial means for full rehabilitation costs.
Meanwhile, sliding-scale facilities operate with a flexible fee structure. They consider an individual’s income and financial situation. To look for one, it’s best to call the Oregon HSD.
Addiction is a costly problem. To help lower rehab costs in Oregon, you can use your insurance policy. If you don’t have one, government-funded programs and sliding-scale facilities are available. Oregon Trail Recovery offers some of the most cost-effective addiction treatment services. With these, you can regain control of your life — minus the hefty price tag. Reach out today to learn more.